Ancillary Coverage

Together, we’ll explore your coverage options and find a solution that works for you.

Ancillary insurance plans are designed to complement your primary health coverage. They provide targeted protection for expenses and health needs that may not be fully covered under traditional medical insurance. By adding these benefits, you can create a more complete safety net for yourself and your family.

Adding ancillary benefits is a practical way to close gaps in your health coverage. These plans give you flexibility, extra financial protection, and the ability to maintain quality of life when unexpected health events occur.

Dental Insurance

Routine dental care is essential for maintaining overall health. Dental plans often include:

• Preventive care (cleanings, exams, x-rays)
• Basic services (fillings, extractions)
• Major services (crowns, bridges, dentures)
• Orthodontics (available on select plans)

With dental insurance, you can reduce out-of-pocket costs while keeping up with important preventive care.

Vision Insurance

Good vision is a vital part of daily life. Vision plans typically provide:

• Annual eye exams
• Prescription glasses or contact lenses
• Discounts on lens enhancements (anti-glare, progressive lenses, etc.)
• Savings on corrective surgery (LASIK, PRK)



Vision coverage ensures you stay on top of eye health and reduce long-term costs.

Medical Carve-Out Plans

Carve-out insurance targets specific, high-cost benefits by separating them from standard medical plans. Common carve-outs include:

• Prescription drug benefits
• Mental health services
• Behavioral health or substance abuse treatment
• Specialty care needs



These plans allow employers and individuals to better control costs while ensuring access to essential services.

Critical Illness Insurance

A serious diagnosis can create unexpected financial challenges. Critical illness policies provide a lump-sum cash benefit when covered conditions are diagnosed, such as:

• Heart attack
• Stroke
• Major organ failure
• Alzheimer’s disease



This benefit can be used however you choose—whether for treatment costs, travel, or everyday expenses.

Cancer Insurance

Cancer-specific policies are designed to offset the often-significant costs of cancer care. Benefits may include:

• Lump-sum or recurring payments upon diagnosis
• Coverage for chemotherapy, radiation, and hospital stays
• Assistance with non-medical expenses like childcare or transportation



Cancer insurance adds financial peace of mind during a difficult time.

Accident Insurance

Accidents can happen anytime, and recovery can be expensive. Accident coverage provides cash benefits to help pay for:

• Emergency room visits
• Ambulance services
• Hospital confinement
• Follow-up care or rehabilitation



This type of coverage ensures you’re supported through the unexpected.