Retirement Planning and Annuities
It’s never too early in life to start preparing for retirement which often means
living on a fixed income. Nothing is more important than assuring that a
retirement income lasts a lifetime. Although your revenue maybe substantial at
retirement age, long term inflation can see that income erode over years. One of
the best ways to prevent this is through the purchase of an annuity.
Annuities provide additional income and when combined with other financial
instruments can substantially extend retirement dollars. Optimum plans use a
combination of various programs to effectively meet the clients overall goals.
An annuity is an investment vehicle which provides income for life without the
worry of fluctuations in the stock market. Annuities are contracts with an
insurance company which protect your initial investment and guarantee a full
return of the principle while earning interest. The right annuity can provide you
with protection and enhance retirement income along with social security,
pensions and other plans.