For that extra piece of mind...
We generally expect to remain reasonably heathy to do the everyday things we need to do in life. But sometimes things turn out differently than we expect.
Long Term Care
Unlike traditional health or medicare insurance Long Term Care insurance provides personal and custodial care in a variety of settings such as your home, a community organization or other facilities. Individuals who require long-term assistance to perform the basic activities of daily living (ADL). These ADL's include: dressing, bathing, eating, toileting, continence, getting out of a bed or chair, walking or any form of dementia.
Please contact us for more information
Unable to work due to an illness or injury? Did you know one in four 20 year olds will become disabled and are twice as likely to become disabled than die before the age of 67 according to 2011 Social Security statistics. Disability insurance may help meet expenses such as mortgages, tuitions, car payments, food, clothing and utilities and allow you to maintain your standard of living. Disability insurance will provide financial security until you have recovered and are able to return to work.
THE ESSENTIALS OF DISABILITY INSURANCE
If you or others are dependent on your income, you need disability insurance
The majority of disabilities are caused by illness, not accident or injury
Disability insurance may protect up to 80 percent of your after-tax income
Disability insurance is more affordable than you may think
If you are covered at work, group benefits may not be sufficient
Receive good advice from a trained professional
Buy disability insurance from a company with a solid reputation, experience and strength financially