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About AIA

Affordable Insurance Agency, LLC

We are proud to provide insurance and financial solutions to an ever growing number of our friends and neighbors both locally and throughout the country. We are committed to building solid relationships with customers through practical solutions and exceptional service.


As an independent agency we have access to the products and services of several leading companies and can select those best suited to your needs at an affordable price.


Our Mission

To provide financial and insurance solutions that match your unique needs at an affordable price with proven professionalism and personal attention.

About Fran
"I am committed to you and your family to continually remain accessible and further develop a mutually beneficial relationship 
throughout many generations."
Frances J. Cardinale


Independent Insurance Broker

President of AIA


Fran holds a bachelor’s degree in human services from the University of New England in Biddeford, Maine.  She began her career at Elwyn Institute as a head trauma counselor and rehabilitation therapist.  She entered the insurance industry in 1988.  In an effort to better serve her clients and to offer a more extensive product portfolio; Fran became a full time insurance broker in 1995.  She has been successfully matching individuals and groups with the most cost-effective plans with maximum benefits.


Fran is licensed to offer health, life and property casualty insurance in Delaware, Florida, Pennsylvania, Georgia, Maryland, Maine, New Jersey, North Carolina, South Carolina, Virginia, Tennessee and Texas.


For more than 34 years, Fran has counted on her expert product knowledge to consistently provide concise, sound advice on products and plans: health and life insurance, lifetime wealth preservation, effective college funding and tools needed to secure financial retirement safety.  


Fran is a subject matter expert in Practical Insurance and Planning Solutions.  Her warm, compassionate personality engages her clients and audiences, as she consistently aims to partner with them to find the best possible solutions for their specific financial needs.


Fran resides with her family in suburban Philadelphia; giving back to her community through her involvement as a tutor, coach and secretary for youth basketball leagues.


Office Location:

3801 Germantown Pike, Suite 200

Collegeville, PA 19426

Mailing Address:

2136 Deer Ridge Drive

Pottstown, PA 19464


Tel: 484-431-8934

Fax: 877-622-2217


Monday - Friday 

8:30 am to 5:30 pm



9:00 am to 12:00 pm

Evenings by Appointment

Other Questions? Contact Us!

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